A custodian shorts your required minimum distribution. A bank opens a Roth when you asked for a traditional IRA. An adult child inherits a parent’s IRA, is told she can roll it over, and ends up with a six-figure...

  High-earning business owners often max out their 401(k) and still want to save more and lower their tax bill. A cash balance plan can let them put away far more each year on a tax-deductible basis. In this episode, I...

  Every retirement plan has mistakes eventually. Late deposits, missed enrollments, and loans that don’t follow the rules are common. What matters is how you fix them. In this episode, I walk through the...